Best European Finance & Operations Software

34 tools

Finance and ops software handles invoicing, accounting, billing, and expense management for businesses of all sizes. Here are the European alternatives to QuickBooks, Stripe Billing, and Expensify. Keep your books clean and your data European. ๐Ÿ’ฐ
Odoo

Odoo

๐Ÿ‡ง๐Ÿ‡ชBE

Open-source ERP suite with a CRM module for lead, pipeline, and deal management.

Accounting, Invoicing & Contracts
Visma

Visma

๐Ÿ‡ณ๐Ÿ‡ดNO

European business software group offering cloud accounting, invoicing, payroll, and ERP across multiple markets.

Accounting, Invoicing & Contracts๐Ÿ›๏ธ EU-owned
Pennylane

Pennylane

๐Ÿ‡ซ๐Ÿ‡ทFR

Accounting, invoicing, and financial management platform for French small businesses and their accountants.

Accounting, Invoicing & Contracts
Fortnox

Fortnox

๐Ÿ‡ธ๐Ÿ‡ชSE

Cloud accounting, invoicing, and payroll platform for small and mid-sized businesses in Sweden.

Accounting, Invoicing & Contracts๐Ÿ›๏ธ EU-owned
Paddle

Paddle

๐Ÿ‡ฌ๐Ÿ‡งGB

Merchant-of-record platform handling subscription billing, tax compliance, and payments for software companies.

Subscription Billing
Pleo

Pleo

๐Ÿ‡ฉ๐Ÿ‡ฐDK

Expense management platform with corporate Mastercard cards, receipt capture, and reimbursements for European businesses.

Expenses
Spendesk

Spendesk

๐Ÿ‡ซ๐Ÿ‡ทFR

Spend management platform combining corporate cards, expense reimbursements, invoice processing, and budget tracking.

Expenses
Payhawk

Payhawk

๐Ÿ‡ฌ๐Ÿ‡งGB

Spend management platform with four AI agents for invoices, travel, expenses, and procurement.

Expenses
Webexpenses

Webexpenses

๐Ÿ‡ฌ๐Ÿ‡งGB

Expense management platform with free expense cards, receipt capture, and multi-level approval workflows.

Expenses๐Ÿ›๏ธ EU-owned
Zevoy

Zevoy

๐Ÿ‡ซ๐Ÿ‡ฎFI

Nordic expense management platform with Visa business cards, receipt scanning, and employee benefits management.

Expenses
Yousign (Youtrust)

Yousign (Youtrust)

๐Ÿ‡ซ๐Ÿ‡ทFR

French digital trust platform offering e-signatures, identity verification, electronic seals, and document workflows under eIDAS.

Accounting, Invoicing & Contractsโ˜๏ธ EU hosted
Signaturit

Signaturit

๐Ÿ‡ช๐Ÿ‡ธES

Spanish digital trust group offering e-signatures, digital certificates, identity verification, and certified communications under eIDAS.

Accounting, Invoicing & Contractsโ˜๏ธ EU hosted
bexio

bexio

๐Ÿ‡จ๐Ÿ‡ญCH

Swiss cloud business software with contact management, quotes and invoices, used as a lightweight CRM for SMEs.

Accounting, Invoicing & Contracts
Sage CRM

Sage CRM

๐Ÿ‡ฌ๐Ÿ‡งGB

CRM from the British enterprise software group Sage, with sales, marketing, and service modules.

Accounting, Invoicing & Contracts๐Ÿ›๏ธ EU-owned
Lexware Office

Lexware Office

๐Ÿ‡ฉ๐Ÿ‡ชDE

Cloud accounting and invoicing software for freelancers and small businesses in Germany.

Accounting, Invoicing & Contracts๐Ÿ›๏ธ EU-owned
FreeAgent

FreeAgent

๐Ÿ‡ฌ๐Ÿ‡งGB

Cloud accounting software for UK freelancers, contractors, and small businesses with HMRC integration.

Accounting, Invoicing & Contracts๐Ÿ›๏ธ EU-owned
Holded

Holded

๐Ÿ‡ช๐Ÿ‡ธES

Cloud ERP with accounting, invoicing, CRM, and inventory management for Spanish SMEs and freelancers.

Accounting, Invoicing & Contracts๐Ÿ›๏ธ EU-owned
AccountsIQ

AccountsIQ

๐Ÿ‡ฎ๐Ÿ‡ชIE

Cloud financial management software for mid-sized, multi-entity businesses in the UK and Ireland.

Accounting, Invoicing & Contracts
Moneybird

Moneybird

๐Ÿ‡ณ๐Ÿ‡ฑNL

Online accounting and invoicing platform for freelancers and small businesses in the Netherlands and Belgium.

Accounting, Invoicing & Contracts๐Ÿ›๏ธ EU-owned
Twinfield

Twinfield

๐Ÿ‡ณ๐Ÿ‡ฑNL

Online accounting software for accountants and mid-sized businesses, part of Wolters Kluwer.

Accounting, Invoicing & Contracts
Sellsy

Sellsy

๐Ÿ‡ซ๐Ÿ‡ทFR

French all-in-one platform combining CRM, invoicing, and accounting for small and medium businesses.

Accounting, Invoicing & Contracts๐Ÿ›๏ธ EU-ownedโ˜๏ธ EU hosted
Lago

Lago

๐Ÿ‡ซ๐Ÿ‡ทFR

Open-source billing platform for usage-based and hybrid pricing models, built for B2B SaaS companies.

Subscription Billing
Younium

Younium

๐Ÿ‡ธ๐Ÿ‡ชSE

B2B subscription management platform handling billing, revenue recognition, and SaaS metrics for software companies.

Subscription Billing
Cleeng

Cleeng

๐Ÿ‡ณ๐Ÿ‡ฑNL

Subscriber management and billing platform for media and entertainment companies running direct-to-consumer services.

Subscription Billing
keylight

keylight

๐Ÿ‡ฉ๐Ÿ‡ชDE

Subscription commerce and billing platform for B2B and B2C recurring revenue business models.

Subscription Billing
Nitrobox

Nitrobox

๐Ÿ‡ฉ๐Ÿ‡ชDE

Enterprise billing and monetization platform for companies with subscription, usage-based, and hybrid revenue models.

Subscription Billing
Soldo

Soldo

๐Ÿ‡ฌ๐Ÿ‡งGB

Prepaid Mastercard expense platform with real-time spending controls and multi-currency user wallets.

Expenses
Rydoo

Rydoo

๐Ÿ‡ง๐Ÿ‡ชBE

Expense management platform with receipt scanning, per diem calculations, and mileage tracking for business travel.

Expenses๐Ÿ›๏ธ EU-owned
Moss

Moss

๐Ÿ‡ฉ๐Ÿ‡ชDE

Spend management platform with corporate credit cards, invoice processing, and AI-powered pre-accounting.

Expenses
Mooncard

Mooncard

๐Ÿ‡ซ๐Ÿ‡ทFR

Corporate Visa card platform that automates expense reports through real-time transaction capture and receipt matching.

Expenses
Circula

Circula

๐Ÿ‡ฉ๐Ÿ‡ชDE

Expense management platform for travel expenses, corporate cards, and per diem calculations, focused on the DACH market.

Expenses
Mobilexpense

Mobilexpense

๐Ÿ‡ง๐Ÿ‡ชBE

Enterprise expense management platform with corporate cards, per diem management, and multi-country tax compliance.

Expenses๐Ÿ›๏ธ EU-owned
Klippa

Klippa

๐Ÿ‡ณ๐Ÿ‡ฑNL

Expense management platform with OCR receipt scanning, mileage tracking, and corporate expense cards.

Expenses๐Ÿ›๏ธ EU-owned
Pigment

Pigment

๐Ÿ‡ซ๐Ÿ‡ทFR

AI-powered enterprise planning platform for finance, sales, and workforce teams to budget, forecast, and model scenarios.

๐Ÿ›๏ธ EU-owned

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