Best European Finance & Operations Software

34 tools

Finance and ops software handles invoicing, accounting, billing, and expense management for businesses of all sizes. Here are the European alternatives to QuickBooks, Stripe Billing, and Expensify. Keep your books clean and your data European. 💰
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Odoo

Odoo

🇧🇪BE

Open-source ERP suite with a CRM module for lead, pipeline, and deal management.

Accounting, Invoicing & Contracts
Visma

Visma

🇳🇴NO

European business software group offering cloud accounting, invoicing, payroll, and ERP across multiple markets.

Accounting, Invoicing & Contracts🏛️ EU-owned
Pennylane

Pennylane

🇫🇷FR

Accounting, invoicing, and financial management platform for French small businesses and their accountants.

Accounting, Invoicing & Contracts
Fortnox

Fortnox

🇸🇪SE

Cloud accounting, invoicing, and payroll platform for small and mid-sized businesses in Sweden.

Accounting, Invoicing & Contracts🏛️ EU-owned
Paddle

Paddle

🇬🇧GB

Merchant-of-record platform handling subscription billing, tax compliance, and payments for software companies.

Subscription Billing
Pleo

Pleo

🇩🇰DK

Expense management platform with corporate Mastercard cards, receipt capture, and reimbursements for European businesses.

Expenses
Spendesk

Spendesk

🇫🇷FR

Spend management platform combining corporate cards, expense reimbursements, invoice processing, and budget tracking.

Expenses
Payhawk

Payhawk

🇬🇧GB

Spend management platform with four AI agents for invoices, travel, expenses, and procurement.

Expenses
Webexpenses

Webexpenses

🇬🇧GB

Expense management platform with free expense cards, receipt capture, and multi-level approval workflows.

Expenses🏛️ EU-owned
Zevoy

Zevoy

🇫🇮FI

Nordic expense management platform with Visa business cards, receipt scanning, and employee benefits management.

Expenses
Yousign (Youtrust)

Yousign (Youtrust)

🇫🇷FR

French digital trust platform offering e-signatures, identity verification, electronic seals, and document workflows under eIDAS.

Accounting, Invoicing & Contracts☁️ EU hosted
Signaturit

Signaturit

🇪🇸ES

Spanish digital trust group offering e-signatures, digital certificates, identity verification, and certified communications under eIDAS.

Accounting, Invoicing & Contracts☁️ EU hosted
bexio

bexio

🇨🇭CH

Swiss cloud business software with contact management, quotes and invoices, used as a lightweight CRM for SMEs.

Accounting, Invoicing & Contracts
Sage CRM

Sage CRM

🇬🇧GB

CRM from the British enterprise software group Sage, with sales, marketing, and service modules.

Accounting, Invoicing & Contracts🏛️ EU-owned
Lexware Office

Lexware Office

🇩🇪DE

Cloud accounting and invoicing software for freelancers and small businesses in Germany.

Accounting, Invoicing & Contracts🏛️ EU-owned
FreeAgent

FreeAgent

🇬🇧GB

Cloud accounting software for UK freelancers, contractors, and small businesses with HMRC integration.

Accounting, Invoicing & Contracts🏛️ EU-owned
Holded

Holded

🇪🇸ES

Cloud ERP with accounting, invoicing, CRM, and inventory management for Spanish SMEs and freelancers.

Accounting, Invoicing & Contracts🏛️ EU-owned
AccountsIQ

AccountsIQ

🇮🇪IE

Cloud financial management software for mid-sized, multi-entity businesses in the UK and Ireland.

Accounting, Invoicing & Contracts
Moneybird

Moneybird

🇳🇱NL

Online accounting and invoicing platform for freelancers and small businesses in the Netherlands and Belgium.

Accounting, Invoicing & Contracts🏛️ EU-owned
Twinfield

Twinfield

🇳🇱NL

Online accounting software for accountants and mid-sized businesses, part of Wolters Kluwer.

Accounting, Invoicing & Contracts
Sellsy

Sellsy

🇫🇷FR

French all-in-one platform combining CRM, invoicing, and accounting for small and medium businesses.

Accounting, Invoicing & Contracts🏛️ EU-owned☁️ EU hosted
Lago

Lago

🇫🇷FR

Open-source billing platform for usage-based and hybrid pricing models, built for B2B SaaS companies.

Subscription Billing
Younium

Younium

🇸🇪SE

B2B subscription management platform handling billing, revenue recognition, and SaaS metrics for software companies.

Subscription Billing
Cleeng

Cleeng

🇳🇱NL

Subscriber management and billing platform for media and entertainment companies running direct-to-consumer services.

Subscription Billing
keylight

keylight

🇩🇪DE

Subscription commerce and billing platform for B2B and B2C recurring revenue business models.

Subscription Billing
Nitrobox

Nitrobox

🇩🇪DE

Enterprise billing and monetization platform for companies with subscription, usage-based, and hybrid revenue models.

Subscription Billing
Soldo

Soldo

🇬🇧GB

Prepaid Mastercard expense platform with real-time spending controls and multi-currency user wallets.

Expenses
Rydoo

Rydoo

🇧🇪BE

Expense management platform with receipt scanning, per diem calculations, and mileage tracking for business travel.

Expenses🏛️ EU-owned
Moss

Moss

🇩🇪DE

Spend management platform with corporate credit cards, invoice processing, and AI-powered pre-accounting.

Expenses
Mooncard

Mooncard

🇫🇷FR

Corporate Visa card platform that automates expense reports through real-time transaction capture and receipt matching.

Expenses
Circula

Circula

🇩🇪DE

Expense management platform for travel expenses, corporate cards, and per diem calculations, focused on the DACH market.

Expenses
Mobilexpense

Mobilexpense

🇧🇪BE

Enterprise expense management platform with corporate cards, per diem management, and multi-country tax compliance.

Expenses🏛️ EU-owned
Klippa

Klippa

🇳🇱NL

Expense management platform with OCR receipt scanning, mileage tracking, and corporate expense cards.

Expenses🏛️ EU-owned
Pigment

Pigment

🇫🇷FR

AI-powered enterprise planning platform for finance, sales, and workforce teams to budget, forecast, and model scenarios.

🏛️ EU-owned

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