Moss

Spend management platform with corporate credit cards, invoice processing, and AI-powered pre-accounting.

📍 Germany 🇩🇪, Berlin

Product overview

Moss is a Berlin-based spend management platform that combines corporate credit cards, invoice management, and employee reimbursements with automated pre-accounting. The company was founded in 2019 (originally as Nufin GmbH, later trading as Vanta before rebranding to Moss in December 2020) and serves over 7,000 companies, primarily in Germany, the Netherlands, and the UK. Moss issues unlimited Mastercard credit cards (physical and virtual) with credit limits up to €250,000 and offers modular pricing based on transaction volume rather than per-user fees. The product's AI accounting agent handles expense coding, VAT allocation, and receipt matching. Moss has raised approximately $215 million in total funding and processes over €1.2 billion in annualized transaction volume. The company was named a Leader in G2's Spend Management Europe category. A free Starter plan is available for small teams (up to 3 users with unlimited cards and 20 invoices per month), while paid plans are quote-based. KEY FEATURES: - Unlimited corporate Mastercard credit cards with custom limits per employee - AI-powered pre-accounting with automated expense coding and VAT handling - Invoice processing with OCR data extraction and approval workflows - Integrations with DATEV, Xero, NetSuite, Sage, and Personio - Budget management with real-time tracking and weekly receipt reminders