Payhawk

Spend management platform with four AI agents for invoices, travel, expenses, and procurement.

📍 United Kingdom 🇬🇧, London

Product overview

Payhawk is a spend management platform headquartered in London with primary operations in Sofia, Bulgaria, that has deployed four distinct AI agents across its product. The Financial Controller Agent autonomously retrieves invoices from vendor portals (including sites protected by Cloudflare), extracts data, assigns accounting codes, and submits entries for processing. The Travel Agent books corporate flights and hotels using natural language, applying company travel policies automatically. The Expense Agent flags spending anomalies and escalates reminders for month-end closing. The Procurement Agent handles purchase requests through a chat interface, applying budget constraints and routing approvals. All agents operate within existing permission structures and maintain full audit trails. Payhawk also provides corporate credit cards, invoice management, and multi-currency payment tools. The platform operates across 32 countries and integrates with over 60 systems including SAP, NetSuite, Xero, and QuickBooks. The company reached unicorn status in 2022 with a $1 billion valuation and has raised $239 million in total funding. Customers include LuxAir, Lotto24, and Flink. Payhawk was founded in 2018 in Bulgaria by Hristo Borisov, Boyko Karadzhov, and Konstantin Dzhengozov. KEY FEATURES: - Four AI agents covering invoice retrieval, travel booking, expense monitoring, and procurement - Autonomous invoice capture from vendor portals via the Cloudflare Verified Bots program - Corporate credit cards with built-in spend controls and real-time tracking - Policy enforcement and budget constraints applied automatically by agents - Integrations with 60+ finance, ERP, and accounting systems