European Alternatives to Xero
Xero is a popular cloud accounting platform designed for small businesses and their accountants, offering invoicing, bank reconciliation, expense management and financial reporting. For European businesses seeking accounting software with native support for local tax systems, EU data processing and GDPR compliance, several European platforms deliver comprehensive cloud accounting.
Best European alternatives to Xero for cloud accounting, invoicing and bookkeeping
FreeAgent, from the UK, offers cloud accounting tailored for freelancers and small businesses. Pennylane, from France, combines accounting with invoicing and real-time financial dashboards. Holded, from Spain, provides all-in-one business management including accounting, invoicing and inventory. Moneybird, from the Netherlands, focuses on simple invoicing and bookkeeping for small businesses. bexio serves Swiss SMBs with accounting, orders and CRM. Fortnox is the leading cloud accounting platform in Sweden. Visma covers accounting, ERP and payroll across Northern Europe.
FreeAgent
Cloud accounting software for UK freelancers, contractors, and small businesses with HMRC integration.
Pennylane
Accounting, invoicing, and financial management platform for French small businesses and their accountants.
Holded
Cloud ERP with accounting, invoicing, CRM, and inventory management for Spanish SMEs and freelancers.
Moneybird
Online accounting and invoicing platform for freelancers and small businesses in the Netherlands and Belgium.
bexio
Swiss cloud business software with contact management, quotes and invoices, used as a lightweight CRM for SMEs.
Fortnox
Cloud accounting, invoicing, and payroll platform for small and mid-sized businesses in Sweden.
Lexware Office
Cloud accounting and invoicing software for freelancers and small businesses in Germany.
Visma
European business software group offering cloud accounting, invoicing, payroll, and ERP across multiple markets.
Odoo
Open-source ERP suite with a CRM module for lead, pipeline, and deal management.
Sage CRM
CRM from the British enterprise software group Sage, with sales, marketing, and service modules.
Sellsy
French all-in-one platform combining CRM, invoicing, and accounting for small and medium businesses.
AccountsIQ
Cloud financial management software for mid-sized, multi-entity businesses in the UK and Ireland.
Twinfield
Online accounting software for accountants and mid-sized businesses, part of Wolters Kluwer.
Yousign (Youtrust)
French digital trust platform offering e-signatures, identity verification, electronic seals, and document workflows under eIDAS.
